Understanding the Trade Finance Gap

Trade finance doesn’t fail at the loan decision, it fails across the entire trade cycle.

GatiPay monitors the entire cycle, identifying risks and opportunities as they emerge.

Right Direction
The Structural Credit Gap

MSMEs remain outside formal credit systems
0 %
Formal credit demand currently satisfied
0 %
Unmet formal demand
$ 0 T

Rewiring Trade Finance for India’s MSMEs

An intelligence-led infrastructure enabling secure and efficient capital flow across MSME trade value chains

Invoice Discounting

Early payments against verified B2B invoices to bridge the gap between invoice issuance and payment realization. Designed to provide short-term receivables financing, enabling businesses to manage working capital and support ongoing operations.

Working Capital Loans

Flexible revolving credit facilities designed for MSMEs, traders, FPOs, processors, and input dealers. Credit limits are dynamically aligned with trade volumes and operational business requirements.

Warehouse Financing

Secure funding against commodities stored in WDRA-registered warehouses. Businesses can unlock liquidity against pledged inventory while maintaining commodity ownership and trade continuity.

Term Loan

Structured financing through a term loan designed to support business expansion, asset acquisition, capacity enhancement, and other long-term capital requirements. Underwritten using verified trade history and operational data for smarter and faster credit access.

How it works

From application to disbursal in 4 simple steps.

Apply Online

Submit business and financing details through a digital application.

Quick Verification

Our AI powered engine validates your business credentials, invoices, and transaction records.

Matchmaking

Find the perfect lender for your business. Our technology matches your financing needs with lenders most likely to approve and support your growth.

Get Approved

Receive your loan offer with transparent terms - no hidden charges.