Make trade finance accessible, transparent, and efficient for India's 63 million MSMEs by transforming how capital providers understand and serve productive enterprises
Build intelligent infrastructure that translates real-world trade activity into structured risk intelligence, enabling confident lending decisions backed by comprehensive data
Create sustainable capital pathways that strengthen MSME value chains, improve credit access, and contribute to India's economic growth through better financial infrastructure
We’re solving a structural problem that has persisted for decades. By building financial infrastructure purpose-built for MSME trade, we’re creating lasting value for businesses, lenders, and the economy.
Gatipay is designed as a trusted connective layer between MSMEs, trade platforms, and financial institutions. We do not replace banks. We do not bypass NBFCs. We enable confident participation in MSME trade finance through intelligence-led risk assessment, continuous monitoring, and regulatory-aligned design.
Gatipay is building intelligence-led financial infrastructure for MSME trade finance.
We exist to solve a structural problem, millions of productive businesses operate outside formal credit systems, not because they lack potential, but because traditional lending models fail to understand how trade actually works.
Our focus is not on distributing credit.
Our focus is on building the infrastructure that enables better credit decisions.
