Access pre-assessed borrowers, AI-driven underwriting, and a scalable pipeline of credit-ready MSMEs.
Fast, transparent financing solutions designed around the realities of MSME and agri businesses.
Help businesses access the right financing while unlocking new earning opportunities through trusted partnerships.
Join a team reimagining how capital reaches India’s entrepreneurs, traders, and growing businesses.
The documents required may vary depending on your business profile and financing needs. Typically, MSMEs may be asked to provide:
Our team will guide you through the specific requirements based on the financing solution you apply for.
Approval timelines depend on the product, documentation completeness, and lender requirements. In many cases, applications can be reviewed within a few business days after all required information has been submitted.
Interest rates are determined by the lending partner based on factors such as business profile, credit assessment, loan amount, tenure, and market conditions. Rates may vary from one borrower to another.
No. Gatipay is not a bank or a non-banking financial company (NBFC). Gatipay is an intelligence-led trade finance infrastructure platform that helps connect MSMEs with financing opportunities through technology, risk intelligence, and ecosystem partnerships.
Whether you’re an emerging startup, a growing MSME, an agri trader, or an established enterprise, Gatipay’s financing solutions are built for businesses that require reliable access to working capital and growth capital.
We work with Private Limited Companies, Proprietorships, Partnerships, LLPs, FPOs, Startups, and other eligible business entities across India’s productive economy.
Gatipay provides a range of credit solutions designed for MSMEs, agri-value chain participants, and growing businesses.
Our financing offerings include:
Each solution is structured to address specific business requirements, helping enterprises maintain liquidity and unlock growth opportunities.
Invoice Financing enables businesses to unlock funds tied up in unpaid invoices instead of waiting for customers to complete their payment cycles.
With invoice financing:
This allows businesses to improve cash flow efficiency while continuing to grow with confidence.
Gatipay is designed for businesses that need timely access to working capital to support growth, manage cash flow, or seize new opportunities.
Building a strong repayment track record can also improve your future access to credit and larger financing opportunities.